Payment Policy
Effective Date: January 3, 2025

At ChicPariz, we strive to make your shopping experience as simple and secure as possible. This Payment Policy outlines the accepted methods of payment for purchases made on chicpariz.com, as well as the terms and conditions surrounding payment processing.

1. Accepted Payment Methods

We accept the following forms of payment for orders placed through our website:

      • Credit and Debit Cards: We accept major credit and debit cards, including but not limited to:

        • Visa
        • MasterCard
        • American Express
        • Discover
        • JCB
        • Diners Club

      • PayPal: You may choose to pay via PayPal, which also allows you to pay using your bank account, credit card, or debit card linked to your PayPal account.

      • Other Payment Methods: Additional payment methods may be available depending on your location or the current promotions we offer. Please check the checkout page for available options at the time of purchase.

2. Payment Authorization

      • Authorization Process: When you place an order, your payment will be processed immediately, and we will request authorization from your bank or payment provider. If authorization is granted, your order will be processed, and you will receive an order confirmation email.
      • Order Confirmation: Once your payment has been successfully processed, you will receive a confirmation email detailing your order, including the products purchased, shipping address, and payment method. Please review your order carefully and notify us immediately if any information is incorrect.

3. Payment Processing

      • Secure Payments: We use secure payment gateways to process all transactions. Your payment information is encrypted and securely transmitted via SSL (Secure Socket Layer) technology to protect your data during the payment process.
      • Currency: All prices listed on chicpariz.com are in USD (United States Dollars), unless otherwise specified. If you are shopping internationally, please note that exchange rates and foreign transaction fees may apply depending on your payment method.

4. Payment Declines and Errors

      • Payment Decline: If your payment is declined or authorization is not successful, your order will not be processed. You will be notified immediately, and we recommend checking your payment details or contacting your bank to resolve the issue.
      • Payment Errors: In the event of a payment error, such as overcharging or a technical issue, we will notify you and correct the issue as quickly as possible. If your payment was incorrectly processed, we will issue a refund to the original payment method.

5. Taxes and Fees

      • Sales Tax: Sales tax is calculated based on the shipping address and applicable state tax laws. The tax rate will be displayed at checkout before you complete your purchase.
      • Customs Duties and Import Taxes: For international orders, customs duties, import taxes, and other fees may be levied by your local government or customs authority. These fees are the responsibility of the customer and are not included in the product price or shipping fees. Please check with your local customs office for more information on these charges.

6. Refunds and Payment Adjustments

      • Refund Process: If you are eligible for a refund (due to order cancellation, returns, or defective products), the refund will be processed back to the original payment method used for the purchase. Please note that it may take 5-10 business days for the refund to appear in your account, depending on your payment provider.
      • Partial Payments: If you have made a partial payment or a deposit for a product (in case of pre-order or special order), the balance will be due upon product shipment. If any adjustments to the order are necessary, we will notify you promptly.

7. Fraud Prevention

      • Security Measures: To ensure the security of transactions and protect against fraud, we reserve the right to verify payment details and shipping addresses. We may contact you for additional information or clarification if we suspect any fraudulent activity.
      • Account Verification: If we suspect that an order is fraudulent, we may suspend or cancel the order, and we may request additional verification, such as a copy of your ID or payment details.

8. Payment Disputes

      • Chargebacks: If you file a chargeback with your credit card company, we will investigate the issue and may attempt to resolve the dispute directly with you. If we determine that the chargeback is unjustified, we reserve the right to take legal action or report the dispute to the relevant authorities.
      • Unauthorized Transactions: If you believe there is an unauthorized transaction on your account, please contact us immediately. We will work with you to resolve the issue in accordance with applicable laws.

9. Contact Us

If you have any questions about our Payment Policy or need assistance with processing a payment, please contact us:

This Payment Policy was last updated on January 3, 2025. We reserve the right to update or modify this policy at any time. Any changes will be reflected on this page, and the “Effective Date” will be updated accordingly. Please review this page periodically for any changes.